Mastercard® Gold Card™

Made with 24K Gold®

$995 Annual Fee ($295 for each Authorized User)1

Mastercard Gold Card

Balance Transfer Offer1

0% INTRO APR FOR 15 BILLING CYCLES on balance transfers that are made within 45 days of account opening. After that, the APR will be 20.74% to 28.74%, based on your creditworthiness, and other factors. There is a fee for balance transfers.

2% Value for Airfare Redemptions2

50,000 points will get you a $1,000 ticket with no blackout dates or seat restrictions. No minimum threshold requirement for airfare redemptions.

2% Value for Cash Back Redemptions2

Cash back can be deposited directly into a US bank account or applied as a statement credit. No minimum threshold requirement for cash back redemptions.

24/7 Luxury Card Concierge®

Around-the-clock service to help you
save time and manage tasks
big and small.

Accessible by live chat, phone, SMS and email.

24/7 Luxury Card Concierge®

Around-the-clock service to help you save time and manage tasks big and small.

Accessible by chat, phone and email.

Frequent Concierge Requests

Recommend Spa Services

Recommend Spa Services

Deliver Gifts & Flowers

Deliver Gifts & Flowers

Book Tee Times

Book Tee Times

Access Concert & Event Tickets

Access Concert & Event Tickets

Make Travel Arrangements

Make Travel Arrangements

Source High-Demand Products

Source High-Demand Products

Plan Sightseeing & Hiking Trips

Plan Sightseeing & Hiking Trips

Arrange Dinner Reservations

Arrange Dinner Reservations

  • Valuable
    Research

  • Special
    Occasions

  • Well
    Connected

  • Crisis
    Management

Valuable Research

For a family moving to Denver, Luxury Card Concierge determined the best school districts and narrowed their home search.

Special Occasions

Well-Connected

Crisis Management

Valuable Research

+

Special Occasions

+

Well Connected

+

Crisis Management

+

The Power of Redemption

Use the slider to see how much you could redeem.2
0
100,000
Point Balance
Equal Sign
$200
Airfare
2% Redemption Rate
Equal Sign
$200
Cash Back
2% Redemption Rate

Leading the Competition

Airfare
Redemption Rate

Versus the competition
2%
1.5%
1%
1%

Luxury Card

Chase®

Amex®

Capital
One®

Mastercard Gold Card
Chase Sapphire® Reserve
Amex® Platinum Card®
CapitalOne® Venture X®

Cash Back
Redemption Rate

Versus the competition
2%
1%
.6%
.5%

Luxury Card

Chase®

Amex®

Capital
One®

Mastercard Gold Card
Chase Sapphire® Reserve
Amex® Platinum Card®
CapitalOne® Venture X®

Premium
Card Weight

Versus the competition
22g
17g
17g
13g

Luxury Card

Amex®

Capital
One®

Chase®

Mastercard Gold Card
Amex® Platinum Card®
CapitalOne® Venture X®
Chase Sapphire® Reserve
Hassle-Free Travel

Hassle-Free Travel

$120 Global Entry or TSA Pre✓® Application Credit2
+
$200 Annual Airline Credit2
+
VIP Priority Pass Select Airport Lounge Access2
+
No Foreign Transaction Fees1
+

Mastercard Gold Card members are eligible to receive a statement credit up to one-hundred-twenty-dollars ($120) as reimbursement for a Global Entry or TSA PreCheck® application fee. Enjoy expedited arrival into the United States from international destinations. Global Entry members are eligible to participate in TSA PreCheck, an expedited domestic security screening at participating airports in the United States, with no additional application or fee required.

Receive up to $200 in annual air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Using your airline credit is simple — just pay for airline purchases with your Mastercard Gold Card and we will automatically apply the credit to your account. That’s it. No need to activate or designate an airline, and you can use the credit to make as many travel-related purchases as needed until it is fully utilized.

With your Mastercard Gold Card, enjoy complimentary access to over 1,500 airport lounges and travel experiences in more than 600 airports across 145 countries with Priority Pass Select. Access includes unlimited visits for yourself as well as your guests.

Get the most out of your rewards without incurring foreign transaction fees on international purchases.

Luxury Card Travel

Luxury Card Travel®

The Luxury Card Travel program offers you a value of $5003 per stay with an exclusive suite of benefits and services at over 3,000 global properties.

Fire Place

Room upgrade at check-in, when available

Wifi

Complimentary Wi-Fi

Coffe

Daily Breakfast for Two

Star

Unique amenity

Waldorf Astoria
Ritz Carlton
Shangri La
The Peninsula
St Regis Hotels
Edition
Travel with Peace of Mind

Travel with Peace of Mind

Trip Cancellation and Interruption4

+

Auto Rental Collision Waiver4

+

Travel Accident
Insurance4

+

Baggage Delay
Insurance4

+

Travel Assistance4

+
  • Trip Cancellation
    and Interruption4

  • Auto Rental
    Collision Waiver4

  • Travel Accident
    Insurance4

  • Baggage Delay
    Insurance4

  • Travel
    Assistance4

Trip Cancellation
and Interruption4

Secondary coverage on round-trip purchases. Collect up to $5,000 per insured person to recover losses from interrupted or canceled trips.

Auto Rental
Collision Waiver4

Travel Accident
Insurance4

Baggage Delay
Insurance4

Travel
Assistance4

Mastercard ID Theft Protection

Mastercard ID Theft Protection

When trouble appears, Mastercard ID Theft Protection will guard against everything from online identity theft to fraudulent purchases.

Sends Alert Notifications4

+

Monitors Credit File4

+

ID Theft Resolution4

+

Liability Protection4

+

No Additional Cost4

+
  • Sends Alert
    Notifications4

  • Monitors
    Credit File4

  • ID Theft
    Resolution4

  • Liability
    Protection4

  • No
    Additional Cost4

Sends Alert Notifications4

Monitors suspicious activity related to personal information you choose to track such as your name, address, email address, Social Security number, date of birth, debit/credit card numbers or other sensitive data. Whenever questionable activity is detected, Cardmembers receive alert notifications allowing them to take immediate action to minimize potential damage.

Monitors Credit File4

ID Theft Resolution4

Mastercard Zero Liability Protection4

No Additional Cost4

Mastercard Special Offers

Mastercard® Special Offers4

As a Luxury Card member, you enjoy a suite of additional travel, shopping and special offers for well-known products and services. Restrictions, limitations and exclusions may apply. Visit mastercard.us/worldeliteoffers for complete details. These offers may be amended or canceled at any time without notice.

Priceless Golf®

+

ShopRunner

+

Cellular Phone Protection

+

Lyft

+

Instacart

+

Peacock

+
  • Priceless
    Golf®
     

  • ShopRunner
     
     

  • Cellular
    Phone
    Protection

  • Lyft
     
     

  • Instacart
     
     

  • Peacock
     
     

Priceless Golf®
 

 
 

Unlock access to over 1,000 luxurious private country clubs across North America. Play at one of the dozens of TPC courses near you. Schedule a tee-time at the World Famous Pebble Beach Resort. Visit priceless.com for details.

ShopRunner
 

Cellular Phone Protection

Lyft
 

Instacart
 

Peacock
 

Popular Extras

Luxury Card App

Luxury Card App

Discover. Book. Perks. Chat. Dining.

Exclusive to Cardmembers, the Luxury Card App provides you with cutting-edge services from the convenience of your mobile device. Designed to inspire and handle your day-to-day activities and needs, the app lets you manage your account and access your member benefits and perks, travel services and
curated experiences.

Luxury Magazine

LUXURY MAGAZINE®

Experiences. Interests. Passions. A lifestyle.

Cardmembers receive LUXURY MAGAZINE, an exclusive publication that covers a broad range of categories—including travel, fashion, real estate, vehicles and technology. Each issue showcases an artist’s work as the cover art, making it a limited-edition collector’s item.